Stay Calm, Home Buyers! Title Insurance has your back!

For most people, the largest and most important purchase they will make in their lives is the purchase of their home. With so much money saved up to make the real estate purchase, and so much energy put into the process of buying the home, it’s a good thing home buyers in South Florida, or anywhere, most individuals want to feel a sense of security and peace of mind tied to the decision.

The solution to put all worries and home buying concerns to rest? Title insurance.

Grimaldi Law Firm, a leading real estate law firm in South Florida, has committed to helping clients obtain this form of insurance for quite some time now. Title insurance insures an owner or lender against financial loss from title defects, liens, encumbrances, or other problems with the title of real property.

Feeling better yet? Great! But wait, there’s more!

Title insurance also covers losses and damages suffered if the title is unmarketable (or unsellable) or if there is no right of access to the land. The amount of coverage of your title insurance policy is typically in line with the sale price of the property. And Grimaldi Law firm will not only help you obtain the title insurance your property needs, we will answer the many questions along the way.

Although most insurance policies are a contract where the insurer indemnifies or reimburses another party against possible specific types of loss at a future date (such as an accident or death), title insurance generally insures against losses caused by title problems that have occurred in past events. The underwriter or insurance company providing the policy will serve to defend against a lawsuit attacking the title of the property or reimburse the owner for the actual monetary loss caused by the defect, up to the dollar amount of insurance provided by the policy. Title insurance can be issued by a law firm or title insurance company, but it is best to hire a law firm so that you get legal representation throughout your transaction as well.

So what can you expect from the title insurance process?

According to Grimaldi Law Firm owner, Melinda Grimaldi, “Before closing and before a title policy is issued, a title agent will search the public records to develop and document the chain of title and to detect known claims against, or defects in, the title to the subject property. If there are known defects, the title agent will require that the defects be cured prior to the closing. Title insurance will provide you with the peace of mind that your largest investment will be safe.”

And when working with Melinda Grimaldi of Grimaldi Law Firm, you have the added bonus of knowing that this super-professional attorney has your back as well.

After all, your future is my present.

About the Author Melinda Grimaldi is an attorney in Hollywood, Florida, whose practice is concentrated in the areas of commercial and residential real estate and estate planning law.  She can be reached at (954) 491-8707 or

Special Note

The information on this blog is of a general nature and is not intended to answer any individual’s legal questions. Do not rely on information presented herein to address your individual legal concerns. If you have a legal question about your individual facts and circumstances, you should consult an experienced real estate attorney. Your receipt of information from this website or blog does not create an attorney-client relationship and the legal privileges inherent therein.